About Us
EverPace Capital builds upon over 25 years of industry expertise, offering innovative and flexible financial solutions tailored to a wide range of clients. Drawing from extensive experience in municipal and commercial lending, we have become a leading force in the PACE lending industry. Our commitment to delivering straightforward and creative financial solutions has made us a trusted partner for diverse projects and clients.
Smart Structure,
Stronger Returns
Our creative and specialty financing options allow us to structure deals that maximize benefits for our clients and ensure optimal results. We take pride in our reputation for excellent customer service, the best rates, and always delivering on our promises. We proudly serve a broad spectrum of properties and industries, including multifamily properties, senior housing, office buildings, retail centers, self-storage facilities, industrial and manufacturing sites, warehouses, student housing, hotels, hospitals, and nonprofits. Our expertise spans a variety of sectors, enabling us to provide tailored strategies and solutions that meet the unique needs of each client. As a company rooted in extensive lending experience, we excel in providing PACE financing solutions. At EverPace Capital, we are passionate about empowering our clients with the resources they need, including lower rates, deferring initial payments until stabilization, and extending repayment terms- ensuring their success and maximizing their returns.
Our Mission
At EverPace Capital, our mission is to empower property owners, developers, and communities with creative financing solutions that unlock opportunity and drive success. Through flexible PACE lending and a commitment to transparency, service, and innovation, we deliver tailored funding that supports growth, sustainability, and long-term value.
Our Leadership

Steven Gross
Steven Gross is a Certified Public Accountant with a master's degree in accounting from Fairleigh Dickinson University. He began his career at Marcum LLP in public accounting, developing a strong foundation in financial compliance and strategic advisory. Transitioning to the private sector, Steven gained experience across healthcare, real estate, and private investment, both as an advisor and an active investor. He has collaborated with private equity groups and angel investors to identify investment opportunities and structure innovative financing solutions. Steven is recognized for his exceptional strategic planning and capital structuring capabilities, consistently delivering sophisticated financial solutions that drive value.
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Stephen G Deely
Stephen G. Deely brings over 40 years of legal and financial expertise, with a specialization in municipality structured financing and regulatory compliance. Holding a Juris Doctor from Chicago-Kent College of Law and a Bachelor's degree in Business and Economics from Benedictine University, he has cultivated a reputation for meticulous analysis and strategic foresight. Stephen's extensive experience includes navigating complex legal frameworks and engaging with various municipal and county regulations, making him a respected figure in the financial sector.
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Eliza Garzon
Eliza Garzon possesses a wealth of experience in real estate assessment operations and loan originations. A graduate of Harold Washington College with an Associate of Applied Science degree, she has held significant roles at First National Assets, Coldwell Banker, and Real Tax Acquisitions. Eliza is adept at managing diverse portfolios and has a deep understanding of the intricacies involved in real estate transactions. Her ability to navigate complex jurisdictional regulatory landscapes and her commitment to excellence have established her as a reliable and knowledgeable professional in the industry.
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Michael Turoff
Michael Turoff brings a dynamic blend of academic rigor and strategic leadership to the field of asset management. He holds a Bachelor of Arts in History from Yeshiva University and an MBA from Northwestern University's Kellogg School of Management. Michael's career encompasses significant roles, including serving as the director of a national healthcare company and as a faculty member at The Ida Crown Jewish Academy. His expertise lies in acquisitions, strategic planning, and development, where he combines analytical precision with a deep understanding of organizational growth and transformation.
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Janine Fearnley
Janine Fearnley brings a diverse international background in tax advisory and financial coordination. Born in South Africa, she completed her tax qualifications in the UK and began her career as a tax advisor at KPMG, where she developed a strong foundation in financial compliance and strategic advisory. After relocating to Chicago in 2019, Janine has continued to apply her analytical skills and organizational acumen in overseeing financial transactions. Her diverse background enables her to navigate multifaceted regulatory environments and contribute to cross-functional initiatives with precision and insight.
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Michelle Kohn
Michelle Kohn brings a multifaceted background spanning psychology, education, digital design, and web development. A graduate of Excelsior College with a degree in psychology, she is currently pursuing her MBA at Touro College, further enhancing her strategic and analytical capabilities. Michelle is also a certified graphic designer with expertise in full-stack web development, blending creative design with technical proficiency. Her professional experience includes working as a high school English teacher, where she refined her communication and leadership skills.
Join our team
We’ve been in this industry for decades, with a reputation built on trust, results, and lasting relationships. We’re always looking for smart, motivated people who want to be part of something established and poised for significant growth. If you’re ready to take your career to the next level, let’s start a conversation.
Finance your project with EverPace Capital
If your project has walls and a roof, chances are, it qualifies for PACE financing. No personal guarantees, no large upfront costs—just long-term, low-cost funding that works with your capital stack. Send us your construction budget, and we’ll show you exactly how much PACE can cover.